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Reassessing Credit Assessment

Posted by Julia Matheson on 31 August 2018

Australia has one of the highest rates of personal debt in the world. Estimates indicate that the average Australian owns at least 1 credit card and that roughly 57% of our $2 trillion personal debt is attributable to mortgages. These statistics lend themselves to the assumption that majority of Australians have at some point in their life experienced the process of applying for a line of credit.

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